Lending Products

• Agricultural - One of our goals is to work with the farmers to help them evaluate their financial needs and plan for a successful future. We offer a variety of loan products including operating lines of credit, livestock, equipment, and real estate.
• Real Estate - All types and terms to fit your financial needs, including Conventional, VA, FHA, Guaranteed Rural Housing, 1st time home buyer programs, Refinancing, and Pre-Qualifications.
• Personal/Consumer - Whether you have your eye on a new vehicle, boat, RV, motorcycle, or even debt consolidation; Farmers & Merchants Bank has a variety of loan options with competitive rates.
• Home Equity - Use the equity in your home for home improvement, debt consolidation, or any other needs that may arise.
• Commercial - We at Farmers & Merchants Bank minimize the challenges for operating a business by offering operating lines of credit, equipment and real estate loans.