240 West 4th • P.O. Box 797 • Colby, KS  67701
Phone:
(785) 460-3321 • Fax: (785) 460-9727 • Toll Free: (866) 460-3321






BUSINESS ECONOMY CHECKING
  • $20,000 business relationship OR a $500.00 minimum balance. Otherwise $5.00 per month.
  • No per item fees if monthly debits and credits are less than 150 and deposited items are under 300. Otherwise transactions fees are .20 each and encoding fee is .06 per deposited item.
  • Free first order of checks, deposit tickets, checkbook binder and endorsement stamp for new accounts with a $20,000.00 business relationship.




BUSINESS INTEREST CHECKING
  • Pays interest on Average Collected Balance.
  • $2,500 minimum balance required avoiding a $7.00 monthly service charge.
  • Transaction Fees
    $.20 per deposit
    $.15 per debit
    $.06 encoding fee




BUSINESS REGULAR CHECKING
  • $5.00 monthly maintenance fee.
  • Transaction Fees
    $.15 per debit
    No Charge for deposits
    $.04 encoding fee
  • Earnings credit - $.30 per $100.00 average daily collected balance.




SWEEP ACCOUNT OPTIONS
  • Earn the maximum potential on your money.
  • Deposits in excess of target balance are swept daily into money market account.
  • Hassle free way of transferring your money in your accounts.
  • Additional benefits available; please speak to our customer service representative.




MONEY MARKET ACCOUNT
  • Earn interest on checking.
  • Current rates available upon request.
  • $2,500 minimum opening deposit.
  • Maintain $2,500 average daily collected balance to avoid a maintenance fee.
  • 6 transfers allowed per month with 3 being to a third party or check.
  • Unlimited in-person transactions.




SAVINGS ACCOUNT
  • Earn interest on savings.
  • Current rates available upon request.
  • Maintain $200 minimum balance to avoid a maintenance fee.
  • 6 transfers allowed per month with 3 being to a third party.





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