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​240 W. 4th St ∙ P O Box 797 ∙ Colby, KS 67701
785-460-3321 . Toll Free: 1-866-460-3321
  Time/Temp: 785-460-8367 - Fax: 785-460-9727
Together Making
a Difference...
PERSONAL BANKING PRODUCTS
TOTAL BANKING ACCOUNT
  • Unlimited check writing.
  • Debit card available; subject to approval.
  • Free Specialty Gray wallet checks and 40% discount on all other check styles.
  • Free personal money orders.
  • $100 minimum opening deposit.
  • Discount of ¼% on installment loans.
  • One total banking account per household.
  • Earn interest on checking.
  • Maintain a $5,000 banking relationship to avoid a $12.00 monthly service charge.  
  • Relationship accounts include:
            -Deposit Accounts
            -Investment Accounts  
            -Mortgage Loans
            -Installment Loans

REGULAR CHECKING ACCOUNT
  • Unlimited check writing.
  • Debit card available; subject to approval.
  • Images of your checks.
  • $100 minimum opening deposit.
  • Maintain a $500 daily average balance to avoid a $5.00 monthly service charge.

INTEREST CHECKING ACCOUNT
  • Unlimited check writing.
  • Debit card available; subject to approval.
  • Earn interest on checking.
  • $100 minimum opening deposit.
  • Maintain $1,000 daily average balance to avoid a $7.00 monthly service charge.
  • $1,000 minimum balance required to earn interest.

MONEY MARKET ACCOUNT
  • Earn interest. 
  • $2,500 minimum opening deposit.
  • Maintain $2,500 average daily balance to avoid a $10.00 monthly service charge.
  • 6 checks or preauthorized, automatic, telephone or internet transfers allowed per month
  • Unlimited in-person transactions.
  • No minimum balance required to earn interest.

SAVINGS ACCOUNT
  • Debit card applications available; subject to approval.
  • Earn interest on savings.
  • Current rates available upon request.
  • Maintain $200 minimum balance to avoid a $3.00 quarterly service charge.
  • No minimum balance for persons under 18.
  • 6 checks or preauthorized, automatic, telephone or internet transfers allowed per month
  • No minimum balance required to earn interest.

HEALTH SAVINGS ACCOUNT
  • No monthly maintenance, per transaction or set-up fees
  • Monthly statement
  • Complimentary HSA debit card
  • Earns interest-accrued and paid monthly 






Please call us for current rates at 785-460-3321
Copyright ©2012 Farmers & Merchants Bank of Colby, KS. All Rights Reserved

Equal Housing Lender