FREE CHECKING ACCOUNT
E-Statement required.
No minimum balance required.
Unlimited check writing.
Debit card available; subject to approval.
Truncation only option/Check copy $1.00 per item
$100 minimum opening deposit.
If we are unable to deliver an E-Statement, the account will be changed
to regular checking.
REGULAR CHECKING ACCOUNT
Unlimited check writing.
Debit card available; subject to approval.
Images of your checks.
$100 minimum opening deposit.
Maintain a $500 daily average balance to avoid a service charge.
INTEREST CHECKING ACCOUNT
Unlimited check writing.
Debit card available; subject to approval.
Earn interest on checking.
$100 minimum opening deposit.
Maintain $1,000 daily average balance to avoid a service charge.
$1,000 minimum balance required to earn interest
SENIOR BANKING ACCOUNT
Unlimited check writing.
ATM/VISA debit card available; subject to approval.
One free box of Specialty Gray wallet checks a year and imaged
D 
For seniors 55 or better.
$100 minimum opening deposit.
Maintain $100 minimum balance to avoid a service charge.
MONEY MARKET ACCOUNT
Earn interest.
$2,500 minimum opening deposit.
Maintain $2,500 average daily balance to avoid a service charge.
6 checks or preauthorized, automatic, telephone or internet transfers allowed per month
Unlimited in-person transactions.
No minimum balance required to earn interest.
TOTAL BANKING ACCOUNT
Unlimited check writing.
Debit card available; subject to approval.
Free Specialty Gray wallet checks and 40% discount on all other
check styles
Free personal money orders.
$100 minimum opening deposit.
Discount of ¼% on installment loans.
Maintain a $5,000 banking relationship to avoid a service charge.
Relationship accounts include:
SAVINGS ACCOUNT
Debit card applications available; subject to approval.
Earn interest on savings.
Current rates available upon request.
Maintain $200 minimum balance to avoid a service charge.
No minimum balance for persons under 18.
6 checks or preauthorized, automatic, telephone or internet transfers allowed per month
No minimum balance required to earn interest.
Member FDIC and Equal Housing Lender
Copyright ©2009 Farmers & Merchants Bank of Colby, KS. All Rights Reserved
Online Banking for Everyone!!
Premier Ecorp for your business!
240 W. 4th St ▪ P O Box 797 ▪ Colby KS 67701
785-460-3321 ▪ (fax) 785-460-9727 ▪ Toll Free (866)460-3321
Member FDIC and Equal Housing Lender
“There are two ways to live: you can live as if nothing is a miracle; you can live as if everything is a miracle.”
-Albert Einstein