FREE CHECKING ACCOUNT
E-Statement required.
No minimum balance required.
Unlimited check writing.
Debit card  available; subject to approval.
Truncation only option/Check copy $1.00 per item
$100 minimum opening deposit.
If we are unable to deliver an E-Statement, the account will be changed
          to regular checking.

REGULAR CHECKING ACCOUNT
Unlimited check writing.
Debit card  available; subject to approval.
Images of your checks.
$100 minimum opening deposit.
Maintain a $500 daily average balance to avoid a service charge.

INTEREST CHECKING ACCOUNT
Unlimited check writing.
Debit card  available; subject to approval.
Earn interest on checking.
$100 minimum opening deposit.
Maintain $1,000 daily average balance to avoid a service charge.
$1,000 minimum balance required to earn interest

SENIOR BANKING ACCOUNT
Unlimited check writing.
ATM/VISA debit card  available; subject to approval.
One free box of Specialty Gray wallet checks a year and imaged
  D
For seniors 55 or better.
$100 minimum opening deposit.
Maintain $100 minimum balance to avoid a service charge.

MONEY MARKET ACCOUNT
Earn interest.
$2,500 minimum opening deposit.
Maintain $2,500 average daily balance to avoid a service charge.
6 checks or preauthorized, automatic, telephone or internet transfers                    allowed per month
Unlimited in-person transactions.
No minimum balance required to earn interest.

TOTAL BANKING ACCOUNT
Unlimited check writing.
Debit card  available; subject to approval.
Free Specialty Gray wallet checks and 40% discount on all other
          check styles
Free personal money orders.
$100 minimum opening deposit.
Discount of ¼% on installment loans.
Maintain a $5,000 banking  relationship to avoid a service charge. 
  Relationship accounts include:
oDeposit Accounts
oInvestment Accounts
oMortgage Loans
oInstallment Loans

SAVINGS ACCOUNT
Debit card applications available; subject to approval.
Earn interest on savings.
Current rates available upon request.
Maintain $200 minimum balance to avoid a service charge.
No minimum balance for persons under 18.
6 checks or preauthorized, automatic, telephone or internet transfers                    allowed per month
No minimum balance required to earn interest.

Member FDIC and Equal Housing Lender
Copyright ©2009 Farmers & Merchants Bank of Colby, KS. All Rights Reserved

Online Banking for Everyone!!
Premier Ecorp for your business!
    240 W. 4th St ▪ P O Box 797 ▪ Colby KS 67701
785-460-3321 ▪  (fax) 785-460-9727 ▪ Toll Free (866)460-3321
       Member FDIC and Equal Housing Lender

  ANYTHING GOES...
Quote of Week..
“There are two ways to live: you can live as if nothing is a miracle; you can live as if everything is a miracle.”

-Albert Einstein