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WE WANT TO SAY YES TO

YOUR LOAN REQUEST!

Agricultural - One of our goals is to work with the farmers to help them

evaluate their financial needs and plan for a successful future. We offer

a variety of loan products including operating lines of credit, livestock,

equipment, and real estate.

Personal/Consumer - Whether you have your eye on a new vehicle, boat,

RV, motorcycle, or even debt consolidation, Farmers & Merchants Bank

has a variety of loan options with competitive rates.

Commercial - We at Farmers & Merchants Bank minimize the challenges

for operating a business by offering operating lines of credit, equipment

and real estate loans.

Real Estate - All types and terms to fit your financial needs, including

Conventional, VA, FHA, Guaranteed Rural Housing, 1st time home

buyer programs, Refinancing, and Pre-Qualifications.

(click here for more information on buying a home)

Home Equity - Use the equity in your home for home improvement,

debt consolidation, or any other needs that may arise.

With Home Equity Loans you'll save money on our variable interest rates that may be 100% tax-deductible (consult a tax advisor regarding the deductibility of interest). You'll enjoy the convenience of affordable monthly payments over a fixed time period and you can save even more by paying off higher interest obligations such as department store charges.

With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits and whenever you need money, you simply advance $ from your Equity Line & other credit cards..

To find out whether you're in a good borrowing position, and the maximum amount you should be able to borrow. Call us at 785-460-3321 or apply today. We'll get back to you right away with the answer you need!