Opening a CD can allow you to earn a higher yield on your money.  Consider a CD when you are looking at saving for a trip, taxes, retirement, etc.…..

CD'S
  • Choose from 30 days – 5 years
  • Automatically renewable
  • $1,000.00 minimum opening deposit
  • CD rates are subject to change at any time and are not guaranteed
  until the certificate is opened.
  • Rates change at Bank's Discretion
  • Fees that are applied for early withdrawal are as follows:
-For  terms of 1 yr or less the penalty is 3 months interest
-For terms of over 1 yr penalty fee is 6 months interest

                        Click here for current interest rates

IRA’S
  • Minimum opening balance $100.00
  • Add to contract as little as $ 50.00 up to annual IRS limit
  • Auto contributions available
  • Two terms to choose from
  • No withdrawal penalty if over 59 ½
  • 6 month early withdrawal penalty if under 59 ½

Member FDIC and Equal Housing Lender
Copyright ©2009 Farmers & Merchants Bank of Colby, KS. All Rights Reserved

Online Banking for Everyone!!
Premier Ecorp for your business!
    240 W. 4th St ▪ P O Box 797 ▪ Colby KS 67701
785-460-3321 ▪  (fax) 785-460-9727 ▪ Toll Free (866)460-3321
       Member FDIC and Equal Housing Lender

  ANYTHING GOES...
Quote of Week..
“There are two ways to live: you can live as if nothing is a miracle; you can live as if everything is a miracle.”

-Albert Einstein