​240 W. 4th St ∙ P O Box 797 ∙ Colby, KS 67701
785-460-3321 ∙ Toll Free: 1-866-460-3321
Telebanc: 785-460-3345 ∙ Time/Temp: 785-460-8637
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Copyright ©2012 Farmers & Merchants Bank of Colby, KS. All Rights Reserved

Welcome!
You’ve made a good choice when you bank with Farmers and Merchants Bank! As Colby’s only chartered 5-star bank we guarantee you strength and stability. We offer two convenient locations with friendly, hometown service and are open 20+ hours per week more than other local banks to accommodate our customers' schedules. We care about our community and customers. We have our ROOTS where other banks only have their branches!!! Farmers and Merchants Bank, your best choice for hometown banking!
Important Change
The most common case involves pay-at-the pump gas purchases. Many times the merchant places a hold of $125 or more above the purchase amount. It is the merchant not the bank that places the hold. For safety, monitor your account so that you are aware of the potential impact of accessing your funds. To view your account use FMB’s online banking service which offers real time access to your account balances and transactions. 
When and why would a debit card transaction have funds held on your account?
Do you receive a treasury check by mail?
The Treasury Department is phasing out paper check payments and requiring federal benefit recipients to get their money electronically. You can choose to get your payments by direct deposit to a bank account. Click the link for more information.
Equal Housing Lender